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Illinois Medicaid Income Limits 2023 : Medicaid is a jointly funded state and Federal government program that pays for medical assistance services. Medicaid pays for medical assistance for eligible children, parents and caretakers of children, pregnant women, persons who are disabled, blind or 65 years of age or older, those who were formerly in foster care services, and adults aged 19-64 who are not receiving Medicare coverage and who are not the parent or caretaker relative of a minor child.
Primary services funded through Medicaid are physician, hospital and long term care. Additional coverage includes drugs, medical equipment and transportation, family planning, laboratory tests, x-rays and other medical services.
Who is eligible for Illinois Medicaid?
Illinois Medicaid Income Limits 2023 : To be eligible for Illinois Medicaid, you must be a resident of the state of Illinois, a U.S. national, citizen, permanent resident, or legal alien, in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income. You must also be one of the following:
- Pregnant, or
- Be responsible for a child 18 years of age or younger, or
- Blind, or
- Have a disability or a family member in your household with a disability.
- Be 65 years of age or older.
Illinois Medicaid Income Limits 2023 Chart
| Household Size* | Maximum Income Level (Per Year) |
|---|---|
| 1 | $20,121 |
| 2 | $27,214 |
| 3 | $34,307 |
| 4 | $41,400 |
| 5 | $48,494 |
| 6 | $55,587 |
| 7 | $62,680 |
| 8 | $69,773 |
*For households with more than eight people, add $7,093 per additional person. Always check with the appropriate managing agency to ensure the most accurate guidelines.
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Illinois Medicaid Income Limits 2023
Medicaid, the joint federal and state program that provides healthcare coverage to low-income individuals and families, plays a crucial role in ensuring access to medical services for millions of Americans. The eligibility for Medicaid benefits varies from state to state and is often determined by factors such as income, household size, and specific demographics. In Illinois, Medicaid income limits for 2023 are structured to accommodate different household sizes, with higher income thresholds for larger families.
Illinois Medicaid Income Limits 2023 For Seniors
| April 2023 – March 2024 Illinois Medicaid Long-Term Care Eligibility for Seniors | |||||||||
| Type of Medicaid | Single | Married (both spouses applying) | Married (one spouse applying) | ||||||
| Income Limit | Asset Limit | Level of Care Required | Income Limit | Asset Limit | Level of Care Required | Income Limit | Asset Limit | Level of Care Required | |
| Institutional / Nursing Home Medicaid | $1,215 / month* | $17,500 | Nursing Home | $1,643 / month* | $17,500 | Nursing Home | $1,215 / month for applicant* | $17,500 for applicant & $120,780 for non-applicant |
Nursing Home |
| Medicaid Waivers / Home and Community Based Services | $1,215 / month† | $17,500 | Nursing Home | $1,643 / month† | $17,500 | Nursing Home | $1,215 / month for applicant† | $17,500 for applicant & $120,780 for non-applicant |
Nursing Home |
| Regular Medicaid / Aid to Aged Blind and Disabled | $1,215 / month | $17,500 | Help with ADLs | $1,643 / month | $17,500 | Help with ADLs | $1,643 / month | $17,500 | Help with ADLs |
*All of a beneficiary’s monthly income, with the exception of a $30 / month Personal Needs Allowance, Medicare premiums, and potentially a Spousal Income Allowance for a non-applicant spouse, must go towards nursing home costs.
†Based on one’s living setting, a beneficiary may not be able to keep monthly income up to this level. Persons in supported living residences can only retain $90 / month as a Personal Needs Allowance. Income may also go towards Medicare premiums and a Spousal Income Allowance for a non-applicant spouse (if applicable).
Illinois Medicaid Income & Asset Limits for Eligibility
Illinois Medicaid Income Limits 2023 : The three categories of Medicaid long-term care programs have varying eligibility requirements. Further complicating eligibility are the facts that the financial criteria changes annually, varies with marital status, and that Illinois offers multiple pathways towards eligibility.
Simplified Eligibility Criteria: Single Applicant for Nursing Home Care
Illinois seniors must be financially and medically eligible for long-term care Medicaid. A single individual applying for Nursing Home Medicaid in 2023 in IL must meet the following criteria: 1) Have income under $1,215 / month 2) Have assets under $17,500 3) Require the level of care provided in a nursing home facility.
The table below provides a quick reference to allow seniors to determine if they might be immediately eligible for long-term care from an Illinois Medicaid program. Alternatively, one can take the Medicaid Eligibility Test. IMPORTANT: Not meeting all of the criteria does not mean one is ineligible or cannot become eligible for Medicaid in IL.
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Illinois Medicaid Income Limits 2023 Family Size Wise
Illinois Medicaid Income Limits 2023 : Here’s a breakdown of the Illinois Medicaid income limits for 2023 according to the number of household members:
1. Household Size: 1
- Maximum Income Limit: $20,121 per year
Individuals living alone or in a household with just one member must have an annual income at or below $20,121 to qualify for Medicaid in Illinois in 2023.
2. Household Size: 2
- Maximum Income Limit: $27,214 per year
For households consisting of two members, such as a couple or a single parent with one child, the maximum annual income allowed to be eligible for Illinois Medicaid in 2023 is $27,214.
3. Household Size: 3
- Maximum Income Limit: $34,307 per year
A household with three members can qualify for Medicaid if their annual income does not exceed $34,307 in 2023. This may include single parents with two children or a family of three.
4. Household Size: 4
- Maximum Income Limit: $41,400 per year
In 2023, a family of four, which can include two parents and two children or a single parent with three children, can qualify for Illinois Medicaid if their annual income does not exceed $41,400.
5. Household Size: 5
- Maximum Income Limit: $48,494 per year
For households with five members, the annual income limit for Medicaid eligibility in Illinois is $48,494. This may encompass larger families or extended households.
6. Household Size: 6
- Maximum Income Limit: $55,587 per year
A household of six members, which could be a larger family or an extended family, can be eligible for Illinois Medicaid in 2023 if their annual income does not exceed $55,587.
7. Household Size: 7
- Maximum Income Limit: $62,680 per year
In the case of a household with seven members, such as an extended family, the maximum annual income allowed for Medicaid eligibility in Illinois in 2023 is $62,680.
8. Household Size: 8
- Maximum Income Limit: $69,773 per year
The largest households, consisting of eight members, can qualify for Illinois Medicaid if their annual income is no more than $69,773 in 2023. This threshold accommodates larger extended families.
It’s important to note that these income limits are subject to change and may be adjusted annually to account for inflation or changes in federal regulations. Additionally, there may be specific provisions and exceptions for certain categories of individuals, such as pregnant women, children, and individuals with disabilities.
Medicaid serves as a critical safety net for individuals and families who might not otherwise have access to healthcare coverage. Understanding the income limits based on household size is essential for those seeking to enroll in the program and access essential medical services in Illinois in 2023.
If you believe you meet the income requirements outlined above, you should reach out to the Illinois Department of Healthcare and Family Services or visit their website to begin the application process for Medicaid benefits. Access to healthcare is a fundamental right, and Medicaid plays a vital role in ensuring that this right is upheld for those in need.
FAQ’s-Illinois Medicaid Income Limits 2023 For Seniors
Q: What are the Illinois Medicaid income limits for households with one member in 2023?
Ans: The Illinois Medicaid income limit for a household with one member in 2023 is $20,121 per year.
Q: What is the maximum income allowed for a household of two members to be eligible for Illinois Medicaid in 2023?
Ans: A household with two members can qualify for Illinois Medicaid in 2023 if their annual income does not exceed $27,214.
Q: How much can a household of three members earn annually and still be eligible for Illinois Medicaid in 2023?
Ans: In 2023, a household with three members can have a maximum annual income of $34,307 and still be eligible for Illinois Medicaid.
Q: What is the income limit for a family of four to qualify for Illinois Medicaid in 2023?
Ans: To qualify for Illinois Medicaid in 2023, a household of four members must have an annual income that does not exceed $41,400.
Q: How many members can a household have and still be eligible for Illinois Medicaid if their annual income is $48,494 in 2023?
Ans: A household with up to five members can be eligible for Illinois Medicaid in 2023 if their annual income is $48,494.
Q: What is the maximum income allowed for a household of six members to qualify for Illinois Medicaid in 2023?
Ans: For a household of six members to qualify for Illinois Medicaid in 2023, their annual income must not exceed $55,587.
Q: What is the income limit for a household of seven members to be eligible for Illinois Medicaid in 2023?
Ans: In 2023, a household with seven members can be eligible for Illinois Medicaid if their annual income is no more than $62,680.
Q: What is the income threshold for an eight-member household to qualify for Illinois Medicaid in 2023?
Ans: To qualify for Illinois Medicaid in 2023, a household with eight members must have an annual income that does not exceed $69,773.
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