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Karnataka Gig Workers Insurance Scheme: Karnataka Chief Minister and Finance Minister Siddaramaiah on Friday offered an insurance cover of Rs 4 lakh for gig workers, possibly a first for any state. He was presenting his 14th budget overall and the first budget of the current Congress administration. Presenting the scheme, Siddaramaiah made special mention of e-commerce delivery workers.
Must read this article till the end to know the detailed information related to Karnataka Gig Worker Insurance Scheme like Key Features, Objectives, Features and Benefits, Eligibility Criteria, Required Documents, Application Process, Application Form, Guidelines and much more.
Karnataka Gig Workers Insurance Scheme
The Gig Workers Insurance Scheme was created by the concerned authorities and was distributed on 7th July 2023 to provide the insurance cover. The delivery people who are currently living in the state of Karnataka will be benefitted by the development of the Karnataka Gig Workers Insurance Scheme 2023 and will be provided with a life insurance cover of up to Rs.400000. 2 lakh life insurance and accident insurance will be provided. People who are the delivery person of a big brand.
Beneficiaries will be able to take life insurance up to Rs 400000 and then they can use this life insurance if necessary in case of their death or any accident occurring while delivering the goods to any other person. Gig Workers Insurance Scheme was created to provide a sense of security to all the beneficiaries so that they can easily do their work without worrying about the frequent accidents. You can also get life insurance coverage.
Key Highlights of Karnataka Gig Workers Insurance Scheme
| Name | Karnataka Gig Workers Insurance Scheme |
| Introduced By | Chief Minister Siddaramaiah |
| Introduced On | 7th July, 2023 |
| State | Karnataka |
| Beneficiary | Delivery Man of E-Commerce Company |
| Insurance Amount for Accident | 2 lakh Rupees per Year |
| Life Insurance Amount | 2 Lakh Rupees per Year |
| Total Insurance Amount | 4 Lakh Rupees per Year |
| Official Website | – |
Benefits and Features of the Karnataka Gig Workers Insurance Scheme
- The Karnataka state government will cover your premium for the entire year.
- You can make a total insurance claim of Rs 4 lakh. In which Rs 2 lakh for life insurance and Rs 2 lakh for accident insurance.
- Accident + Life Insurance Scheme will be very beneficial for Gig workers in the state of Karnataka.
- The benefits of the plan are available to you, whether you are a full time or part time delivery worker.
- Your annual insurance claim would be a total of 4 lakhs. The biggest feature of the above Rs 4 lakh insurance plan is that there is no need to pay any premium to get the insurance coverage.
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Eligibility Criteria for Gig Workers Insurance Scheme
- Only the citizens of Karnataka are eligible to avail the benefits of the insurance scheme.
- Only those are eligible who are working as delivery man in e-commerce company.
- Under the scheme i.e. Zomato, Swiggy, Flipkart, Snapdeal, Amazon, etc. will be eligible.
- The applicant has worked full time or part time as a gig worker, both are eligible to claim insurance benefits.
Documents for Claiming Insurance
- Aadhaar Card of the Applicant
- Domicile Certificate
- Death Certificate (If Applicable)
- Doctor Prescription (In case of Accident)
- Bank Account Details
- Mobile Number
- E-Commerce Company ID
- Passport Size Photograph
How To Apply For Karnataka Gig Workers Insurance Scheme
The Government of Karnataka has recently announced the Gig Workers Insurance Scheme, so it is still in the implementation phase. The state government has not started any portal or website for this where you can apply. You have to wait for few months to apply for gig workers insurance scheme. We will update you as soon as the Government of Karnataka will provide any update regarding the scheme, so stay tuned with us.
Karnataka Gig Workers Insurance Scheme Form PDF Download
The Government of Karnataka has recently announced this scheme, that is why till now the government has not released any offline website, portal or application form to start the Gig Workers Insurance Scheme. As soon as the Gig Workers Insurance Scheme Application form pdf will be made available for download by the government. You will be provided a link to the Gig Workers Insurance Scheme form pdf through this article.
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Karnataka Gig Workers Insurance Scheme Helpline Number
The Government of Karnataka has recently announced this scheme, that is why the Gig Workers Insurance Scheme helpline number or toll free number has not yet been issued by the government, but very soon the information about the Karnataka Gig Workers Insurance Scheme will be made available to the general public. Helpline numbers and toll free numbers will be issued for
Karnataka Gig Workers Insurance Scheme Official Website
The Government of Karnataka has recently announced this scheme, and soon the Karnataka Gig Workers Insurance Scheme Official Website or other portal will be launched by the government. As soon as the government will announce the launch of Karnataka Gig Workers Insurance Scheme Official Website. You will be informed by updating this article.
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