Connecticut Medicaid Income Limits 2024

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Connecticut Medicaid Income Limits 2023 : Medicaid provides health coverage to millions of Americans, including children, pregnant women, parents, seniors and individuals with disabilities. In some states the program covers all low-income adults below a certain income level. Note: Medicaid is sometimes referred to by state specific names. Regardless of the various names, the programs are still Medicaid and are governed by federal Medicaid law and regulations.

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Connecticut Medicaid Income Limits 2023

Connecticut Medicaid Long-Term Care Definition

Medicaid is a health insurance program for low-income individuals of all ages. While coverage is provided for various groups of Connecticut residents, this page is focused on long-term care Medicaid eligibility for CT elders, aged 65 and over. In addition to care services in nursing homes, adult foster care homes, and assisted living residences, Connecticut Medicaid pay for non-medical services and supports to help frail seniors remain living at home. There are three categories of Medicaid long-term care programs for which CT seniors may be eligible.

Institutional / Nursing Home Medicaid – This is an entitlement program; anyone who meets the requirements will receive assistance. Benefits are provided only in nursing home facilities.

Medicaid Waivers / Home and Community Based Services (HCBS) – These are not entitlement programs; there are a limited number of participant enrollment slots and waiting lists may exist. Intended to delay the need for nursing home care, benefits are provided at home, adult day care, adult foster care homes, or assisted living residences.

Regular Medicaid / Aged Blind and Disabled – This is an entitlement program; anyone who meets the eligibility requirements are able to receive services. Limited long-term care services, such as personal care assistance or adult day care, may be available.

Medicaid in Connecticut is also called HUSKY Health. Medicaid for state residents who are aged, blind & disabled is called HUSKY C. While Medicaid is jointly funded by the state and federal government, it is administered by the state. The Connecticut Department of Social Services (DSS) is the administering agency.

Who is eligible for Connecticut Medicaid?

To be eligible for Connecticut Medicaid, you must be a resident of the state of Connecticut, a U.S. national, citizen, permanent resident, or legal alien, in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income. You must also be one of the following:

  • Pregnant, or
  • Be responsible for a child 18 years of age or younger, or
  • Blind, or
  • Have a disability or a family member in your household with a disability, or
  • Be 65 years of age or older.

Connecticut Medicaid Income Limits 2023

Household Size* Maximum Income Level (Per Year)
1 $19,392
2 $26,228
3 $33,064
4 $39,900
5 $46,737
6 $53,573
7 $60,409
8 $67,245

*For households with more than eight people, add $6,836 per additional person. Always check with the appropriate managing agency to ensure the most accurate guidelines.

CT Snap Income Guidelines 2023

husky income guidelines 2023

Monthly income limits: 

Single person – $653*
Married couple – $879*

Asset limits are as follows:

Single person – $1600
Married couple – $2400

Connecticut residents who are 65 years of age or older, and/or who are blind or disabled, may qualify for Medicaid coverage under HUSKY C. Income and asset eligibility varies, depending on which part of HUSKY C you may qualify for.

Please note that the annual income limit for Medicaid for Employees with Disabilities enrollees is $75,000 and asset limits are much higher. For more on Medicaid for Employees with Disabilities, please scroll down this page or visit www.ct.gov/med.

Connecticut Medicaid Income Limits 2023 for Seniors

2023 Connecticut Medicaid Long-Term Care Eligibility for Seniors
Type of Medicaid Single Married (both spouses applying) Married (one spouse applying)
Income Limit Asset Limit Level of Care Required Income Limit Asset Limit Level of Care Required Income Limit Asset Limit Level of Care Required
Institutional / Nursing Home Medicaid Income must be less than the cost of nursing home* $1,600 Nursing Home Income must be less than the cost of nursing home* $3,200 ($1,600 per spouse) Nursing Home Income must be less than the cost of nursing home* $1,600 for applicant & $148,620 for non-applicant Nursing Home
Medicaid Waivers / Home and Community Based Services $2,742 / month† $1,600 Nursing Home $5,484 / month ($2,742 / month per spouse)† $3,200 ($1,600 per spouse) Nursing Home $2,742 / month for applicant† $1,600 for applicant & $148,620 for non-applicant Nursing Home
Regular Medicaid / Aged Blind and Disabled $1,182 / month‡ $1,600 Help with ADLs $1,910 / month‡ $2,400 Help with ADLs $1,428 / month‡ $2,400 Help with ADLs

*All of a beneficiary’s monthly income, with the exception of a Personal Needs Allowance of $75 / month, Medicare premiums, and a spousal income allowance (if applicable), must be applied towards care costs.

†Based on one’s living setting, a program beneficiary may not be able to keep monthly income up to this level.

‡An unearned income disregard of $482 is included in the income limits for a single applicant and a married couple with only one applicant. An unearned income disregard of $964 ($482 / spouse) is included in the income limit for a married couple with both spouses as applicants. Without the unearned income disregard, the monthly income limit for a single applicant is $700, and for married applicants, it is $946.

How To Apply For Food Stamps (SNAP benefits)

Long-Term Care Medicaid (Long-Term Services and Supports)

For information about Medicaid Long-Term Services & Supports, including application referral, please follow this link.

Institutionalized Individuals

Income limit:

Single Person – $2,523

Asset Limits:

Single person – $1,600
Married couple – Based on CSPA (Community Spousal Protected Amount)

MED-Connect Medicaid for Employees with Disabilities

For information about Medicaid for Employees with Disabilities, also known as MED-Connect, including application referral, please follow this link. Please note that the annual income limit for MED-Connect enrollees is $75,000.

Medicaid for Employees with Disabilities

Income limit:

Earnings up to $75,000/year

Asset limits:

Single person – $10,000
Married couple – $15,000

Connecticut Medicaid Income Limits 2023 by Household Size

Access to healthcare is a fundamental right, and Medicaid plays a crucial role in ensuring that individuals and families with limited income have access to essential medical services. In Connecticut, as in many other states, Medicaid eligibility is determined based on household size and income. As of 2023, the Connecticut Medicaid Income Limits for various household sizes are as follows:

1. Household Size: 1

  • Maximum Income Per Year: $19,392

For individuals living alone in Connecticut, the maximum annual income allowed to qualify for Medicaid in 2023 is $19,392. This income limit ensures that single individuals with low income can access essential healthcare services.

2. Household Size: 2

  • Maximum Income Per Year: $26,228

A household consisting of two members, such as a couple or a single parent with one child, can qualify for Connecticut Medicaid if their combined annual income does not exceed $26,228 in 2023.

3. Household Size: 3

  • Maximum Income Per Year: $33,064

Families or households with three members must have an annual income of $33,064 or less to be eligible for Medicaid. This ensures that small families with limited financial resources can access healthcare coverage.

4. Household Size: 4

  • Maximum Income Per Year: $39,900

A family of four, which might include parents and two children, can qualify for Connecticut Medicaid if their total annual income does not exceed $39,900 in 2023. This income threshold accommodates many households in the state.

5. Household Size: 5

  • Maximum Income Per Year: $46,737

Families or households with five members must maintain an annual income at or below $46,737 to be eligible for Medicaid. This higher limit reflects the increased financial demands of larger families.

6. Household Size: 6

  • Maximum Income Per Year: $53,573

For households consisting of six members, the maximum annual income allowed is $53,573. This ensures that moderately larger families can still access Medicaid benefits if they meet the income criteria.

7. Household Size: 7

  • Maximum Income Per Year: $60,409

Larger families with seven members can qualify for Medicaid if their total annual income does not exceed $60,409 in 2023. This higher limit recognizes the financial challenges faced by larger households.

8. Household Size: 8

  • Maximum Income Per Year: $67,245

The highest household size considered under Connecticut Medicaid income limits in 2023 is eight members. Such families can have an annual income of up to $67,245 and still qualify for Medicaid.

It’s important to note that these income limits are subject to change, and individuals or families should verify the most up-to-date information with the Connecticut Department of Social Services or the official Medicaid website. Additionally, there are other factors that may affect Medicaid eligibility, such as assets and specific medical needs, so it’s advisable to seek guidance from a Medicaid expert or caseworker if you have questions about your eligibility.

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Connecticut HUSKY Health Program Annual Income Guidelines – effective March 1, 2023

FAQ;s-Connecticut Medicaid Income Limits 2023

Q: What is the maximum annual income limit for a household of two members to qualify for Connecticut Medicaid in 2023?

Ans: The maximum annual income limit for a household of two members to qualify for Connecticut Medicaid in 2023 is $26,228.

Q: How much can a household with four members earn annually and still be eligible for Connecticut Medicaid in 2023?

Ans: A household with four members can earn up to $39,900 annually and still be eligible for Connecticut Medicaid in 2023.

Q: What is the income limit for a family of six to be eligible for Connecticut Medicaid in 2023?

Ans: The income limit for a family of six to be eligible for Connecticut Medicaid in 2023 is $53,573 per year.

Q: Can a household with five members earning $50,000 annually qualify for Connecticut Medicaid in 2023?

Ans: No, a household with five members earning $50,000 annually would not qualify for Connecticut Medicaid in 2023 because their income exceeds the maximum limit of $46,737 for a family of five.

Q: What is the income threshold for a single individual to be eligible for Connecticut Medicaid in 2023?

Ans: A single individual must have an annual income of $19,392 or less to be eligible for Connecticut Medicaid in 2023.

Q: Is there a different income limit for a household of seven members compared to a household of eight members for Connecticut Medicaid in 2023?

Ans: Yes, there is a different income limit. A household of seven members can have an annual income of up to $60,409 to qualify for Connecticut Medicaid in 2023, whereas a household of eight members can have an annual income of up to $67,245 to qualify.

In conclusion, Medicaid income limits in Connecticut for 2023 are designed to ensure that individuals and families with varying household sizes can access healthcare coverage based on their financial circumstances. These income thresholds are a vital part of the safety net that helps protect the health and well-being of Connecticut residents.

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